Latest Online Edition Read Here

federal trade commission federal trade commission

Feds Sue Credit Union for Repossessing Cars Featured

The Department of Justice Civil Rights Division and the U.S. Attorney's Office for the Eastern District of Michigan filed a lawsuit to recover damages from the COPOCO Community Credit Union, alleging that it violated the Service Members Civil Relief Act (SCRA) by repossessing protected service members’ motor vehicles without obtaining the necessary court orders.The SCRA protects the rights of service members on active duty by suspending or modifying certain civil obligations. The law prohibits repossessing a motor vehicle from a service member during military service without a court order if the individual made a deposit or installment payment on the loan before entering military service. The department’s complaint alleges that COPOCO’s vehicle repossession procedures did not include any process to determine customers’ military status – such as checking the Department of Defense’s database – prior to conducting repossessions without court orders. The complaint also alleges that COPOCO illegally repossessed U.S. Army Private First Class Christian Carriveau’s car, along with his two-year-old daughter’s car seat, out of his driveway in Lacey, Wash., near Joint Base Lewis-McChord. His wife, Alyssa Carriveau, initially believed that the car had been stolen, but she subsequently learned that it had been repossessed. Private First Class Carriveau was away at military training at the time and Alyssa Carriveau was not able to get to work without the vehicle.
Last modified on Wednesday, 17 August 2016 21:11
Rate this item
(0 votes)

Tony Moorby

  • The High Price of Ink
    My wife has been keeping something from me. She normally shops for stuff we use at home – you know, the utilitarian things that make a house tick and you…
  • World Politics
    World Politics Historically, I don’t believe America has served its worldwide interests by isolationism. After almost a year in office, Mr. Trump (I still have a problem seeing him as President) seems…
  • Old Car Smell
    Old Car Smell I’ve pointed out a couple of times in recent years that I’ve now lived here in the USA longer than I lived in England, but nostalgia still creeps up behind…
  • The Future Is On Its Way
    The Future Is On Its Way I can’t imagine anyone wanting to go into the retail business today. If the malls are lucky enough to be crowded, they’re giving the merchandise away at deeply discounted prices.…
  • Talking Turkey
    Talking Turkey Thanksgiving has come and gone as quickly as the rest of the year and I’m looking forward to winter about as much as I do to leftover turkey. Heck, I…
  • Colours
    Colours Red is the new black. At least that’s the way it seems as far as the car palette is moving. The boring, staid and conservative hues of black, silver and…
  • The Bad Old Days
    The Bad Old Days I’m due for a dental appointment soon. It’s a visit that doesn’t have to fill you with trepidation these days – it’s not even a painful experience, just painfully expensive.…
  • Bless Their Hearts
    Bless Their Hearts I love living “in the South.” I have done since the day I landed in Nashville in June of 1982 with some other colleagues from the UK. The warm air…
  • Do You Want MBLRYXZ With That?
    Do You Want MBLRYXZ With That? I pulled into a fast food place this week to get my grandson some lunch. I shan’t say who’s chain it was but it was one of those where you…
  • Mother Nature Shows Who Is in Charge
    Mother Nature Shows Who Is in Charge This country’s weather seems to be as ravaged as its politics. While the west coast blisters under blazing heat and wildfires and Texans are picking up the pieces after Hurricane…